Farm · Commercial · Personal · Life · Recreational

What We Insure

One independent agency. Seven carriers. Every line of coverage your family, farm, or business needs — shopped and compared so you get the right fit, not just the easiest sale.

Everything We Write

We’re an independent agency, which means we represent you — not any single insurance company. Here’s every line of coverage we shop and write.

Farm field and equipment in Champaign County, Ohio

Farm Insurance

We’ve written farm policies in Champaign County since 1947. Equipment, livestock, grain, crop, farm vehicles, and liability — all in one policy, shopped across Nationwide, Pekin, and Progressive.

See Farm Coverage →
Local business owner in Urbana, Ohio

Commercial Insurance

General liability, commercial auto, workers’ comp, business property, bonds — Ty Finkbine, our commercial lines manager, will review your operation and find the gaps.

See Commercial Coverage →
A suburban home and driveway in Urbana, Ohio

Personal Lines

Auto, homeowners, renters, condo, and umbrella, shopped across Nationwide, Progressive, Safeco, Pekin, and Liberty Mutual. Bundle and save.

See Personal Coverage →
Life insurance consultation in Urbana, Ohio

Life Insurance

Term, whole life, universal, final expense, and key-person coverage. We explain the tradeoffs clearly and make a recommendation you can act on.

See Life Coverage →
RV, boat, motorcycle, and classic car insurance in Ohio

Recreational & Specialty

RV, boat, motorcycle, and classic car through Hagerty. Full-timer RV coverage, agreed-value collector car, seasonal motorcycle — we know the right questions.

See Recreational Coverage →
7
Carriers We Compare
1947
Year We Were Founded
64
5-Star Google Reviews

7 Carriers. One Phone Call.

As an independent agency, we compare every carrier below and tell you which one wins for your situation.

Nationwide Insurance
Progressive Insurance
Safeco Insurance
Pekin Insurance
Hagerty Classic Car Insurance
The Hartford Insurance
Liberty Mutual Insurance
American Home Shield home warranty

Seven insurance carriers under one roof — plus home warranties through American Home Shield.

Not sure which coverage you need?

Get a free 15-minute consult with someone who actually knows Champaign County — no scripts, no pressure.