We’ve been at 38 Monument Square since 1947. Urbana is our home — we shop your insurance the same way we’d want our own shopped.
Urbana is the county seat of Champaign County, a town of around 11,000 people on the banks of the Mad River. The courthouse sits at the center, the square wraps around it, and our office is right there at 38 Monument Square in The Merchant Shops. When you call us, you’re calling someone who drove the same roads to get to the office.
The town is a mix — long-established families who have been here for generations, farms spread across the outskirts, and small businesses lining the downtown blocks. You’ll find the Champaign County Historical Society and the Ohio history this region carries, the Franklin University satellite where Urbana University used to be, and Grimes Field just north of town with its airport and museums. It is a working community with deep roots, and the insurance needs reflect that.
That means a lot of different policies. Homeowners coverage for the older houses in the historic neighborhoods, where plaster walls and dated wiring need a carrier who understands them. Auto for families running kids to school and work. Small business coverage for the shops, contractors, and service providers who keep downtown going. And farm coverage for the properties on the edge of town that need real protection for outbuildings, equipment, and livestock — not a homeowners add-on that leaves gaps.
We have been doing this through three generations. We have watched the community change, watched families grow up and pass policies down, and watched downtown reinvent itself more than once. What has not changed is how we work: independent, shopping multiple carriers, and answering the phone when you call. Urbana is not a market to us. It is where we live.
Champaign County farmland on the outskirts of Urbana needs real farm coverage, not a homeowners add-on.
Explore farm coverage ›Downtown Urbana businesses, contractors, and service providers — we write commercial policies for all of them.
Explore commercial ›Auto, homeowners, renters — we shop multiple carriers to find the right rate for Urbana families.
Explore personal lines ›Protecting your family in Urbana, whatever the future brings.
Explore life insurance ›RVs, boats, motorcycles, and classic cars — Urbana has plenty of all of these.
Explore specialty ›We’re right at 38 Monument Square in The Merchant Shops — the same block as Urbana Brewing and Pequeños. Parking is available in the lot on North Main.
Yes. Urbana has beautiful older homes that can have quirks — older electrical, plaster walls, knob-and-tube in some cases. We know which carriers handle these well and which ones don’t. We write Urbana homeowners policies regularly.
Absolutely. Downtown Urbana retail, restaurants, and service businesses are exactly what we work with. We can write your general liability, property, and business auto in one conversation.
Yes — we’re one of the primary farm insurance agencies in Champaign County. Properties on the edge of Urbana with outbuildings, livestock, or equipment need a farm policy, not a homeowners policy.
Monday through Friday, 9 AM to 4:30 PM. Call us at (937) 653-1360 or stop by 38 Monument Square.
One call, one local agent, and options from multiple carriers. That’s how we’ve done it since 1947.