/* ═══════════════════════════════════════════════════════════
   SELLMAN INSURANCE GROUP — Shared Design System
   Harrigan Creative · 2026
═══════════════════════════════════════════════════════════ */

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --navy:       #1A2E4A;
  --navy-dark:  #132238;
  --navy-deep:  #0D1B2E;
  --gold:       #C9A24B;
  --gold-light: #dbb96a;
  --text-dark:  #1F2937;
  --text-muted: #6B7280;
  --bg:         #FFFFFF;
  --bg-soft:    #F7F8FA;
  --success:    #16A34A;
  --border:     #E5E7EB;
}

html {
  scroll-behavior: smooth;
  overflow-x: hidden; /* prevent decorative pseudo-elements from causing horizontal scroll */
}

body {
  font-family: 'Inter', system-ui, sans-serif;
  font-size: 17px;
  color: var(--text-dark);
  background: var(--bg);
  line-height: 1.65;
  overflow-x: hidden;
}

h1, h2, h3, h4 { font-family: 'Fraunces', Georgia, serif; line-height: 1.2; }
a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }

/* ── NAVIGATION ── */
.nav {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 100;
  background: var(--navy);
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 0 40px;
  height: 72px;
  box-shadow: 0 2px 16px rgba(0,0,0,0.22);
  transition: background 0.3s, box-shadow 0.3s;
}

.nav.scrolled {
  background: rgba(26,46,74,0.97);
  backdrop-filter: blur(12px);
  box-shadow: 0 4px 24px rgba(0,0,0,0.28);
}

.nav-logo { display: flex; align-items: center; gap: 14px; }
.nav-logo img { width: 44px; height: auto; filter: brightness(0) invert(1); }
.nav-logo-text { display: flex; flex-direction: column; line-height: 1.15; }
.nav-logo-name { font-family: 'Fraunces', serif; font-weight: 700; font-size: 17px; color: #fff; }
.nav-logo-sub { font-size: 11px; color: var(--gold); letter-spacing: 0.06em; text-transform: uppercase; }

.nav-links { display: flex; align-items: center; gap: 28px; list-style: none; }
.nav-links a {
  color: rgba(255,255,255,0.82);
  font-size: 14px;
  font-weight: 500;
  transition: color 0.2s;
  position: relative;
}
.nav-links a::after {
  content: '';
  position: absolute;
  bottom: -4px; left: 0; right: 0;
  height: 2px;
  background: var(--gold);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.2s;
}
.nav-links a:hover { color: #fff; }
.nav-links a:hover::after { transform: scaleX(1); }
.nav-links a.active { color: var(--gold); }

.nav-cta { display: flex; align-items: center; gap: 14px; }
.nav-phone { color: var(--gold); font-weight: 600; font-size: 15px; letter-spacing: 0.01em; transition: opacity 0.2s; }
.nav-phone:hover { opacity: 0.8; }

/* ── BUTTONS ── */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 12px 22px;
  border-radius: 6px;
  font-family: 'Inter', sans-serif;
  font-weight: 600;
  font-size: 14px;
  cursor: pointer;
  border: 2px solid transparent;
  transition: all 0.22s;
  white-space: nowrap;
  color: var(--text-dark); /* prevent gold/white inheritance from parent containers */
  text-decoration: none;
}

.btn-primary { background: var(--gold); color: var(--navy); border-color: var(--gold); }
.btn-primary:hover { background: var(--gold-light); color: var(--navy); border-color: var(--gold-light); transform: translateY(-2px); box-shadow: 0 6px 20px rgba(201,162,75,0.38); }

.btn-secondary { background: transparent; color: #fff; border-color: rgba(255,255,255,0.4); }
.btn-secondary:hover { background: rgba(255,255,255,0.1); color: #fff; border-color: #fff; transform: translateY(-1px); }

.btn-outline { background: transparent; color: var(--navy); border-color: var(--navy); }
.btn-outline:hover { background: var(--navy); color: #fff; border-color: var(--navy); transform: translateY(-1px); }

.btn-outline-light { background: transparent; color: #fff; border-color: rgba(255,255,255,0.5); }
.btn-outline-light:hover { background: rgba(255,255,255,0.1); color: #fff; border-color: #fff; transform: translateY(-1px); }

.btn-gold { background: var(--gold); color: var(--navy); border-color: var(--gold); }
.btn-gold:hover { background: var(--gold-light); color: var(--navy); border-color: var(--gold-light); transform: translateY(-2px); box-shadow: 0 6px 20px rgba(201,162,75,0.35); }

/* Hard override: gold/navy buttons always show correct text regardless of parent link color */
a.btn-primary, a.btn-gold, button.btn-primary, button.btn-gold { color: var(--navy); }
a.btn-secondary, a.btn-outline-light, button.btn-secondary, button.btn-outline-light { color: #fff; }
a.btn-outline, button.btn-outline { color: var(--navy); }
a.btn-outline:hover, button.btn-outline:hover { color: #fff; }

/* ── SECTIONS ── */
section { padding: 96px 40px; }

.section-inner { max-width: 1140px; margin: 0 auto; }
.section-label { font-size: 12px; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase; color: var(--gold); margin-bottom: 12px; }
.section-title { font-size: clamp(26px, 3vw, 40px); color: var(--navy); margin-bottom: 14px; }
.section-sub { font-size: 18px; color: var(--text-muted); max-width: 560px; line-height: 1.6; margin-bottom: 52px; }

/* ── TRUST STRIP ── */
.trust-strip {
  display: inline-flex;
  align-items: center;
  gap: 20px;
  background: rgba(255,255,255,0.96);
  backdrop-filter: blur(12px);
  border-radius: 10px;
  padding: 16px 24px;
  box-shadow: 0 8px 32px rgba(0,0,0,0.2);
  flex-wrap: wrap;
}
.trust-item { display: flex; align-items: center; gap: 8px; font-size: 13px; font-weight: 600; color: var(--text-dark); white-space: nowrap; }
.trust-stars { color: #F59E0B; font-size: 14px; letter-spacing: 1px; }
.trust-divider { width: 1px; height: 22px; background: var(--border); flex-shrink: 0; }
.trust-badge { background: var(--navy); color: #fff; font-size: 11px; padding: 2px 8px; border-radius: 100px; font-weight: 700; }
.trust-open { background: rgba(22,163,74,0.1); color: var(--success); border: 1px solid rgba(22,163,74,0.25); font-size: 12px; font-weight: 700; padding: 3px 10px; border-radius: 100px; }

/* ── PAGE HERO (inner pages) ── */
.page-hero {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-dark) 100%);
  padding: 140px 40px 80px;
  position: relative;
  overflow: hidden;
}

.page-hero::before {
  content: '';
  position: absolute;
  top: -30%;
  right: -10%;
  width: 500px;
  height: 500px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(201,162,75,0.1) 0%, transparent 70%);
}

.page-hero-inner { max-width: 1140px; margin: 0 auto; position: relative; z-index: 1; }

.page-hero-label {
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 16px;
  display: flex;
  align-items: center;
  gap: 8px;
}

.page-hero-label::before {
  content: '';
  display: inline-block;
  width: 24px;
  height: 2px;
  background: var(--gold);
}

.page-hero h1 { font-size: clamp(30px, 4vw, 52px); color: #fff; margin-bottom: 20px; max-width: 720px; }
.page-hero-sub { font-size: clamp(16px, 1.8vw, 19px); color: rgba(255,255,255,0.75); max-width: 620px; line-height: 1.65; margin-bottom: 36px; }

.page-hero-ctas { display: flex; flex-wrap: wrap; gap: 12px; }

.page-hero-img {
  position: absolute;
  right: 0; top: 0; bottom: 0;
  width: 42%;
  overflow: hidden;
}

.page-hero-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  opacity: 0.35;
}

/* ── BREADCRUMB ── */
.breadcrumb {
  padding: 14px 40px;
  background: var(--bg-soft);
  border-bottom: 1px solid var(--border);
  font-size: 13px;
  color: var(--text-muted);
}

.breadcrumb-inner { max-width: 1140px; margin: 0 auto; display: flex; align-items: center; gap: 8px; }
.breadcrumb a { color: var(--text-muted); transition: color 0.2s; }
.breadcrumb a:hover { color: var(--gold); }
.breadcrumb-sep { color: var(--border); }
.breadcrumb span { color: var(--navy); font-weight: 600; }

/* ── COVERAGE CHECKLIST ── */
.coverage-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 14px;
  margin-bottom: 48px;
}

.coverage-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  background: var(--bg-soft);
  border-radius: 10px;
  padding: 16px 18px;
  border: 1.5px solid var(--border);
  transition: border-color 0.2s, box-shadow 0.2s;
}

.coverage-item:hover { border-color: rgba(201,162,75,0.4); box-shadow: 0 2px 12px rgba(201,162,75,0.1); }

.coverage-check {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--gold);
  color: var(--navy);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 12px;
  font-weight: 700;
  flex-shrink: 0;
  margin-top: 1px;
}

.coverage-item p { font-size: 15px; color: var(--text-dark); line-height: 1.5; }
.coverage-item strong { display: block; font-weight: 600; margin-bottom: 2px; }
.coverage-item span { font-size: 13px; color: var(--text-muted); }

/* ── FAQ BLOCK ── */
.faq-list { display: flex; flex-direction: column; gap: 0; }

.faq-item {
  border-bottom: 1px solid var(--border);
  overflow: hidden;
}

.faq-item:first-child { border-top: 1px solid var(--border); }

.faq-question {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 22px 0;
  cursor: pointer;
  gap: 16px;
}

.faq-question h3 {
  font-size: 17px;
  color: var(--navy);
  font-family: 'Inter', sans-serif;
  font-weight: 600;
  line-height: 1.4;
}

.faq-icon {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: var(--bg-soft);
  border: 1.5px solid var(--border);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  font-size: 16px;
  color: var(--navy);
  transition: background 0.2s, transform 0.3s;
  font-weight: 700;
}

.faq-item.open .faq-icon { background: var(--gold); color: var(--navy); transform: rotate(45deg); border-color: var(--gold); }

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.35s ease, padding 0.35s ease;
}

.faq-answer p {
  padding-bottom: 22px;
  font-size: 15px;
  color: var(--text-muted);
  line-height: 1.7;
}

.faq-item.open .faq-answer { max-height: 400px; }

/* ── CARRIERS STRIP ── */
.carrier-strip {
  display: flex;
  align-items: center;
  justify-content: center;
  flex-wrap: wrap;
  gap: 28px;
  padding: 8px 0;
  background: transparent;
  border: none;
  margin-bottom: 48px;
}

.carrier-strip-label {
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--text-muted);
  flex-shrink: 0;
  width: 100%;
  text-align: center;
  margin-bottom: 4px;
}

.carrier-strip img {
  height: 44px;
  width: auto;
  max-width: 130px;
  object-fit: contain;
  transition: transform 0.2s;
}

.carrier-strip img:hover { transform: translateY(-2px); }

/* ── PROOF BLOCK ── */
.proof-block {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-dark) 100%);
  border-radius: 16px;
  padding: 40px 44px;
  display: flex;
  align-items: flex-start;
  gap: 28px;
  margin-bottom: 48px;
  position: relative;
  overflow: hidden;
}

.proof-block::before {
  content: '\201C';
  position: absolute;
  top: -10px;
  left: 28px;
  font-family: 'Fraunces', serif;
  font-size: 140px;
  color: rgba(201,162,75,0.15);
  line-height: 1;
}

.proof-icon {
  width: 52px;
  height: 52px;
  border-radius: 12px;
  background: var(--gold);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  font-family: 'Fraunces', serif;
  font-size: 22px;
  font-weight: 700;
  color: var(--navy);
}

.proof-block blockquote {
  font-size: 18px;
  color: rgba(255,255,255,0.9);
  line-height: 1.65;
  font-style: italic;
  font-family: 'Fraunces', serif;
  flex: 1;
  position: relative;
  z-index: 1;
}

.proof-block cite {
  display: block;
  font-size: 13px;
  color: var(--gold);
  font-style: normal;
  font-weight: 600;
  margin-top: 12px;
  font-family: 'Inter', sans-serif;
}

/* ── TRIPLE CTA ── */
.triple-cta {
  background: var(--bg-soft);
  border: 1.5px solid var(--border);
  border-radius: 14px;
  padding: 36px 40px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  flex-wrap: wrap;
  margin-bottom: 48px;
}

.triple-cta-text h3 { font-size: 22px; color: var(--navy); margin-bottom: 6px; }
.triple-cta-text p { font-size: 15px; color: var(--text-muted); }
.triple-cta-buttons { display: flex; flex-wrap: wrap; gap: 12px; }

/* ── SERVICE AREA LOCAL SEO FOOTER ── */
.local-seo-footer {
  padding: 24px 28px;
  background: var(--bg-soft);
  border-radius: 10px;
  border-left: 4px solid var(--gold);
  font-size: 14px;
  color: var(--text-muted);
  line-height: 1.65;
}

.local-seo-footer strong { color: var(--text-dark); }

/* ── TWO-COLUMN LAYOUT ── */
.two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: start; }
.two-col-reverse { grid-template-columns: 1fr 1fr; }
.two-col img { border-radius: 14px; width: 100%; box-shadow: 0 16px 48px rgba(0,0,0,0.12); }

/* ── STAT CARDS ── */
.stat-row { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; margin-bottom: 52px; }

.stat-card {
  background: transparent;
  padding: 16px 24px;
  text-align: center;
}

.stat-number { font-family: 'Fraunces', serif; font-size: 44px; font-weight: 700; color: var(--navy); line-height: 1; margin-bottom: 8px; }
.stat-number span { color: var(--gold); }
.stat-label { font-size: 14px; color: var(--text-muted); font-weight: 500; }

/* ── MAP EMBED ── */
.map-section { background: var(--bg-soft); }
.map-embed {
  border-radius: 14px;
  overflow: hidden;
  box-shadow: 0 8px 32px rgba(0,0,0,0.1);
  height: 400px;
}
.map-embed iframe { width: 100%; height: 100%; border: none; }

/* ── CONTACT FORM ── */
.contact-form-wrap {
  display: grid;
  grid-template-columns: 1.2fr 1fr;
  gap: 56px;
  align-items: start;
}

.form-group { margin-bottom: 20px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }

.form-group label { display: block; font-size: 13px; font-weight: 600; color: var(--text-dark); margin-bottom: 6px; letter-spacing: 0.02em; }

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  border: 1.5px solid var(--border);
  border-radius: 8px;
  padding: 12px 14px;
  font-size: 15px;
  font-family: 'Inter', sans-serif;
  color: var(--text-dark);
  background: #fff;
  outline: none;
  transition: border-color 0.2s, box-shadow 0.2s;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--gold);
  box-shadow: 0 0 0 3px rgba(201,162,75,0.12);
}

.form-group textarea { height: 130px; resize: vertical; }

.form-submit { width: 100%; padding: 15px; font-size: 16px; }

.contact-info-box { display: flex; flex-direction: column; gap: 20px; }

.info-card {
  background: var(--bg-soft);
  border-radius: 12px;
  padding: 24px;
  border: 1.5px solid var(--border);
}

.info-card h4 { font-size: 16px; color: var(--navy); margin-bottom: 10px; }
.info-card p { font-size: 15px; color: var(--text-muted); line-height: 1.65; }
.info-card a:not(.btn) { color: var(--gold); font-weight: 600; }
.info-card .hours-row { display: flex; justify-content: space-between; padding: 6px 0; border-bottom: 1px solid var(--border); font-size: 14px; }
.info-card .hours-row:last-child { border-bottom: none; }
.info-card .open { color: var(--success); font-weight: 600; }
.info-card .closed { color: var(--text-muted); }

/* ── TEAM GRID ── */
.team-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-bottom: 40px;
}

.team-card { background: #fff; border-radius: 12px; overflow: hidden; box-shadow: 0 2px 12px rgba(0,0,0,0.06); transition: transform 0.22s, box-shadow 0.22s; }
.team-card:hover { transform: translateY(-4px); box-shadow: 0 12px 32px rgba(26,46,74,0.12); }
.team-photo { width: 100%; height: 260px; object-fit: cover; object-position: center top; display: block; }
.team-body { padding: 22px 20px; }
.team-card h3 { font-size: 19px; color: var(--navy); margin-bottom: 4px; }
.team-role { font-size: 12px; font-weight: 700; letter-spacing: 0.06em; text-transform: uppercase; color: var(--gold); margin-bottom: 12px; }
.team-bio { font-size: 14px; color: var(--text-muted); line-height: 1.6; margin-bottom: 16px; }
.team-link { font-size: 13px; font-weight: 600; color: var(--navy); border-bottom: 1px solid var(--gold); padding-bottom: 1px; display: inline-block; }

/* ── REVIEW CARDS ── */
.reviews-section { background: var(--navy); }
.reviews-section .section-title { color: #fff; }
.reviews-section .section-label { color: var(--gold); }

.reviews-top { display: flex; align-items: flex-end; justify-content: space-between; gap: 24px; margin-bottom: 48px; flex-wrap: wrap; }

.reviews-agg { display: flex; align-items: center; gap: 20px; }
.agg-score { font-family: 'Fraunces', serif; font-size: 64px; font-weight: 700; color: #fff; line-height: 1; }
.agg-detail { display: flex; flex-direction: column; gap: 6px; }
.agg-stars { color: #F59E0B; font-size: 22px; letter-spacing: 2px; }
.agg-count { font-size: 14px; color: rgba(255,255,255,0.55); }

/* Google Reviews trust badge */
.google-badge {
  display: inline-flex;
  align-items: center;
  gap: 13px;
  background: #fff;
  border: 1px solid #E2E5E9;
  padding: 12px 20px 12px 16px;
  border-radius: 12px;
  box-shadow: 0 6px 22px rgba(0,0,0,0.16);
  text-decoration: none;
  transition: box-shadow 0.2s, transform 0.2s;
}
.google-badge:hover { box-shadow: 0 10px 30px rgba(0,0,0,0.22); transform: translateY(-2px); }
.google-logo { width: 30px; height: 30px; flex-shrink: 0; display: block; }
.google-badge-text { display: flex; flex-direction: column; line-height: 1.25; }
.google-badge-title { font-family: 'Inter', sans-serif; font-size: 14px; font-weight: 600; color: #3c4043; letter-spacing: 0.01em; }
.google-badge-rating { display: flex; align-items: center; gap: 6px; margin-top: 1px; }
.google-badge-rating .gb-score { font-family: 'Inter', sans-serif; font-size: 13px; font-weight: 700; color: #3c4043; }
.google-badge-rating .gb-stars { color: #FBBC05; font-size: 13px; letter-spacing: 0.5px; }
.google-badge-rating .gb-count { font-size: 12px; color: #70757a; }

.reviews-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; margin-bottom: 40px; }

.review-card { background: rgba(255,255,255,0.07); border: 1px solid rgba(255,255,255,0.1); border-radius: 12px; padding: 26px; transition: background 0.2s; }
.review-card:hover { background: rgba(255,255,255,0.11); }
.review-header { display: flex; align-items: center; gap: 12px; margin-bottom: 14px; }
.review-avatar { width: 44px; height: 44px; border-radius: 50%; background: var(--gold); color: var(--navy); font-weight: 700; font-size: 17px; display: flex; align-items: center; justify-content: center; font-family: 'Fraunces', serif; flex-shrink: 0; }
.review-meta h4 { font-size: 15px; color: #fff; font-family: 'Inter', sans-serif; font-weight: 600; margin-bottom: 2px; }
.review-stars { color: #F59E0B; font-size: 12px; letter-spacing: 1px; }
.review-date { font-size: 12px; color: rgba(255,255,255,0.38); margin-top: 2px; }
.review-text { font-size: 14px; color: rgba(255,255,255,0.82); line-height: 1.65; font-style: italic; }
.reviews-cta { text-align: center; }

/* ── CARRIER WALL ── */
.carriers-section { background: var(--bg-soft); }
.carrier-grid { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 16px; }
.carrier-card { background: #fff; border-radius: 10px; border: 1.5px solid var(--border); padding: 26px 20px; display: flex; align-items: center; justify-content: center; transition: all 0.25s; }
.carrier-card:hover { border-color: rgba(201,162,75,0.45); box-shadow: 0 6px 22px rgba(201,162,75,0.18); transform: translateY(-3px); }
.carrier-card img { height: 56px; width: auto; max-width: 100%; object-fit: contain; }
/* Dark card for light/white logos (e.g. Safeco) */
.carrier-card--dark { background: var(--navy); border-color: var(--navy); }
.carrier-card--dark:hover { border-color: var(--gold); }

/* ── RESOURCES ── */
.resources-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; margin-bottom: 44px; }
.resource-card { background: var(--bg-soft); border-radius: 12px; overflow: hidden; transition: transform 0.2s, box-shadow 0.2s; border: 1.5px solid var(--border); }
.resource-card:hover { transform: translateY(-4px); box-shadow: 0 12px 36px rgba(26,46,74,0.1); }
.resource-thumb { height: 180px; overflow: hidden; }
.resource-thumb img { width: 100%; height: 100%; object-fit: cover; transition: transform 0.4s; }
.resource-card:hover .resource-thumb img { transform: scale(1.04); }
.resource-body { padding: 24px; background: #fff; }
.resource-tag { font-size: 11px; font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase; color: var(--gold); margin-bottom: 8px; }
.resource-card h3 { font-size: 17px; color: var(--navy); margin-bottom: 10px; line-height: 1.35; }
.resource-card p { font-size: 14px; color: var(--text-muted); line-height: 1.55; margin-bottom: 16px; }
.resource-card .read-more { font-size: 13px; font-weight: 600; color: var(--gold); display: inline-flex; align-items: center; gap: 4px; }

/* ── FINAL CTA STRIP ── */
.final-cta { background: linear-gradient(135deg, var(--navy) 0%, var(--navy-dark) 100%); text-align: center; padding: 96px 40px; position: relative; overflow: hidden; }
.final-cta::before { content: ''; position: absolute; top: -40%; left: 50%; transform: translateX(-50%); width: 700px; height: 700px; border-radius: 50%; background: radial-gradient(circle, rgba(201,162,75,0.1) 0%, transparent 70%); }
.final-cta-inner { position: relative; z-index: 1; max-width: 1140px; margin: 0 auto; }
.final-cta h2 { font-size: clamp(26px, 3.5vw, 42px); color: #fff; margin-bottom: 16px; }
.final-cta p { font-size: 18px; color: rgba(255,255,255,0.68); max-width: 480px; margin: 0 auto 36px; }
.final-cta-buttons { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; }

/* ── FOOTER ── */
.footer { background: var(--navy-deep); padding: 64px 40px 32px; font-size: 14px; }
.footer-inner { max-width: 1140px; margin: 0 auto; }
.footer-top { display: grid; grid-template-columns: 2fr 1fr 1fr 1.2fr; gap: 48px; margin-bottom: 48px; }
.footer-logo { width: 52px; height: auto; filter: brightness(0) invert(1); margin-bottom: 16px; }
.footer-brand-name { font-family: 'Fraunces', serif; font-size: 18px; font-weight: 700; color: #fff; margin-bottom: 4px; }
.footer-brand-sub { font-size: 11px; letter-spacing: 0.06em; text-transform: uppercase; color: var(--gold); margin-bottom: 16px; }
.footer-brand p { color: rgba(255,255,255,0.5); font-size: 14px; line-height: 1.65; max-width: 280px; margin-bottom: 22px; }
.footer-socials { display: flex; gap: 10px; }
.social-btn { width: 36px; height: 36px; border-radius: 8px; background: rgba(255,255,255,0.08); display: flex; align-items: center; justify-content: center; font-size: 13px; font-weight: 700; color: rgba(255,255,255,0.65); transition: all 0.2s; }
.social-btn:hover { background: var(--gold); color: var(--navy); }
.footer-col h4 { font-family: 'Fraunces', serif; font-size: 15px; color: #fff; margin-bottom: 16px; }
.footer-col ul { list-style: none; display: flex; flex-direction: column; gap: 10px; }
.footer-col ul a { color: rgba(255,255,255,0.52); font-size: 14px; transition: color 0.2s; }
.footer-col ul a:hover { color: var(--gold); }
.footer-contact p { display: flex; gap: 8px; margin-bottom: 10px; color: rgba(255,255,255,0.58); font-size: 14px; }
.footer-contact a:not(.btn) { color: var(--gold); }
.footer-bottom { border-top: 1px solid rgba(255,255,255,0.08); padding-top: 24px; display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 10px; }
.footer-bottom p { font-size: 12px; color: rgba(255,255,255,0.38); }
.footer-bottom a { color: var(--gold); }

/* ── ANIMATIONS ── */

/* Fallback: if JS observer never fires, reveal everything after 2.5s */
@keyframes revealUp    { to { opacity: 1; transform: translateY(0); } }
@keyframes revealLeft  { to { opacity: 1; transform: translateX(0); } }
@keyframes revealRight { to { opacity: 1; transform: translateX(0); } }
@keyframes revealScale { to { opacity: 1; transform: scale(1); } }

.reveal {
  opacity: 0;
  transform: translateY(28px);
  transition: opacity 0.65s cubic-bezier(0.22,1,0.36,1), transform 0.65s cubic-bezier(0.22,1,0.36,1);
  animation: revealUp 0.65s cubic-bezier(0.22,1,0.36,1) forwards 2.5s;
}

.reveal.visible {
  opacity: 1;
  transform: translateY(0);
  animation: none;
}

.reveal-left {
  opacity: 0;
  transform: translateX(-32px);
  transition: opacity 0.65s cubic-bezier(0.22,1,0.36,1), transform 0.65s cubic-bezier(0.22,1,0.36,1);
  animation: revealLeft 0.65s cubic-bezier(0.22,1,0.36,1) forwards 2.5s;
}

.reveal-left.visible { opacity: 1; transform: translateX(0); animation: none; }

.reveal-right {
  opacity: 0;
  transform: translateX(32px);
  transition: opacity 0.65s cubic-bezier(0.22,1,0.36,1), transform 0.65s cubic-bezier(0.22,1,0.36,1);
  animation: revealRight 0.65s cubic-bezier(0.22,1,0.36,1) forwards 2.5s;
}

.reveal-right.visible { opacity: 1; transform: translateX(0); animation: none; }

.reveal-scale {
  opacity: 0;
  transform: scale(0.94);
  transition: opacity 0.55s ease, transform 0.55s ease;
  animation: revealScale 0.55s ease forwards 2.5s;
}

.reveal-scale.visible { opacity: 1; transform: scale(1); animation: none; }

.delay-1 { transition-delay: 0.08s; }
.delay-2 { transition-delay: 0.16s; }
.delay-3 { transition-delay: 0.24s; }
.delay-4 { transition-delay: 0.32s; }
.delay-5 { transition-delay: 0.40s; }
.delay-6 { transition-delay: 0.48s; }

/* ── UTILITIES ── */
.text-center { text-align: center; }
.text-white { color: #fff; }
.mt-4  { margin-top: 16px; }
.mt-6  { margin-top: 24px; }
.mt-8  { margin-top: 32px; }
.mt-12 { margin-top: 48px; }
.mb-0  { margin-bottom: 0; }

/* ── RESPONSIVE ── */
@media (max-width: 1000px) {
  .two-col { grid-template-columns: 1fr; }
  .stat-row { grid-template-columns: repeat(2, 1fr); }
  .coverage-grid { grid-template-columns: 1fr; }
  .carrier-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .resources-grid { grid-template-columns: repeat(2, 1fr); }
  .reviews-grid { grid-template-columns: repeat(2, 1fr); }
  .footer-top { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 768px) {
  section { padding: 64px 24px; }
  .final-cta { padding: 64px 24px; }
  .nav { padding: 0 20px; }
  .nav-links { display: none; }
  .page-hero { padding: 120px 24px 60px; }
  .page-hero-img { display: none; }
  .breadcrumb { padding: 14px 24px; }
  .team-grid { grid-template-columns: repeat(2, 1fr); }
  .contact-form-wrap { grid-template-columns: 1fr; }
  .triple-cta { flex-direction: column; }
  .proof-block { flex-direction: column; padding: 32px; }
}

@media (max-width: 560px) {
  .stat-row { grid-template-columns: 1fr; }
  .team-grid { grid-template-columns: 1fr; }
  .resources-grid { grid-template-columns: 1fr; }
  .reviews-grid { grid-template-columns: 1fr; }
  .footer-top { grid-template-columns: 1fr; }
  .trust-strip { flex-wrap: wrap; gap: 12px; }
  .carrier-card { padding: 22px 12px; }
}

/* ── MOBILE NAV / HAMBURGER ── */
.nav-hamburger {
  display: none;
  flex-direction: column;
  justify-content: center;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 6px 4px;
  margin-left: 8px;
  flex-shrink: 0;
}

.nav-hamburger span {
  display: block;
  width: 24px;
  height: 2px;
  background: #fff;
  border-radius: 2px;
  transition: transform 0.25s ease, opacity 0.2s ease;
  transform-origin: center;
}

.nav-hamburger.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav-hamburger.open span:nth-child(2) { opacity: 0; transform: scaleX(0); }
.nav-hamburger.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

.mobile-nav {
  position: fixed;
  top: 72px;
  left: 0; right: 0;
  background: var(--navy-dark);
  z-index: 99;
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.35s cubic-bezier(0.22,1,0.36,1);
  border-top: 1px solid rgba(255,255,255,0.08);
  box-shadow: 0 8px 24px rgba(0,0,0,0.3);
}

.mobile-nav.open { max-height: 480px; }

.mobile-nav-list { list-style: none; padding: 8px 24px 0; }

.mobile-nav-list li a {
  display: block;
  padding: 15px 0;
  color: rgba(255,255,255,0.82);
  font-size: 17px;
  font-weight: 500;
  font-family: 'Inter', sans-serif;
  border-bottom: 1px solid rgba(255,255,255,0.08);
  transition: color 0.2s, padding-left 0.2s;
}

.mobile-nav-list li:last-child a { border-bottom: none; }
.mobile-nav-list li a:hover { color: var(--gold); padding-left: 6px; }
.mobile-nav-list li a.active { color: var(--gold); }

.mobile-nav-footer {
  padding: 16px 24px 24px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  border-top: 1px solid rgba(255,255,255,0.08);
  margin-top: 4px;
}

.mobile-nav-footer .btn { justify-content: center; font-size: 14px; padding: 13px 16px; }

@media (max-width: 900px) {
  .nav-hamburger { display: flex; }
  .nav-phone { display: none; }
}

@media (max-width: 600px) {
  .nav-cta > .btn:not(.nav-hamburger) { display: none; }
}